uob particular banking
uob particular banking
Blog Article
UOB Bank gives various particular banking companies created to meet the economical needs of people. Beneath is an intensive overview to assist you to fully grasp The true secret aspects and choices.
Types of Accounts
Discounts Account: This account permits you to save money when earning interest.
Characteristics: Easy accessibility, curiosity earnings, minimal costs.
Benefits: Risk-free spot for your funds, likely advancement by means of desire.
Current Account: Ideal for each day transactions and managing bills.
Options: Checkbook facility, overdraft protection.
Rewards: Practical for normal payments and withdrawals.
Preset Deposit Account: For all those planning to generate better desire rates more than a fixed time period.
Characteristics: Fastened time period deposits, higher desire rates in comparison with personal savings accounts.
Added benefits: Protected financial investment possibility with predictable returns.
Financial loans
Own Financial loans: Unsecured financial loans which can be utilized for different reasons like training or residence renovation.
Kinds:
Installment Loans
Credit history Strains
Added benefits: Versatile repayment terms, aggressive fascination costs.
Household Loans: Tailored methods for paying for residence or refinancing current home loans.
Styles:
Fastened Charge House Loan
Floating Level Property Mortgage
Benefits: Distinctive options to fit individual requires, eye-catching prices.
Bank cards
UOB gives a range of charge cards catering to different life and investing habits:
Rewards Playing cards: Generate details on each and every purchase which may be redeemed for items or travel miles.
Cashback Playing cards: Get cash rebates on every day investing for instance groceries and dining out.
Journey Playing cards: Special Positive aspects like air miles accumulation and vacation insurance policy protection.
Expense Expert services
For people considering rising their prosperity by means of investments:
Unit Trusts * Diversified portfolio managed by industry experts. * Ideal for extended-expression advancement targets.
Structured Deposits * Combines the options of common deposits with investment products. * Most likely bigger returns but with some risk involved.
Insurance plan Products and solutions
To shield you and Your loved ones from unexpected functions:
Lifetime Coverage * Presents financial security in the event of Dying or important ailment. * Might also serve as a cost savings Device dependant upon the coverage picked.
Wellness Insurance coverage * Covers professional medical fees which include hospitalization charges. * Essential for mitigating higher Health care expenditures.
Digital Banking Solutions
Convenience at your fingertips as a result of electronic platforms:
Web Banking
Helps you to control your finances on line:
Perspective account balances and transaction record
Transfer cash among accounts or shell out bills
Apply for new products and solutions (financial loans/bank cards)
Cellular Banking
Banking on-the-go through cellular apps:
Swift harmony checks
Cellular payment selections (QR code payments)
Notifications & alerts about account action
With these thorough offerings, UOB aims to provide personalized banking answers that cater precisely to person needs although uob personal banking ensuring ease and security in all transactions.